Payment & Finance Options

Mon–Fri 8:00am – 5:00pm · Sat 8:00am – 2:00pm07 214 598707 949 84921359 Victoria Street, BeerescourtFree parking

Help with costs

Dental Payment Options & Finance in Hamilton

Treat now, pay later. We offer flexible, interest-free payment options and help with WINZ, ACC and insurance so cost doesn’t stop you getting the care you need.

  • Up to 18 months interest-free
  • Free WINZ quotes
  • Southern Cross affiliated

Affordable dental care for Hamilton families

At Hamilton Family Dental we believe good dental care should be within reach for everyone. We’ll always explain your treatment options and costs before we start, and help you find the best way to pay.

Treat now, pay later

Q Card

Spread the cost of your treatment with up to 18 months interest-free on eligible purchases. Lending criteria, fees and terms apply.

Afterpay

Split your payment into smaller instalments. Afterpay terms and eligibility apply.

Interest-free finance is offered through the providers, and their terms and conditions apply. Ask our reception team how it works for your treatment plan.

Have a question about costs? Talk to our friendly team before you book.

Book OnlineCall 07 214 5987

Help from WINZ

If you’re on a low income or benefit, Work and Income (WINZ) may help pay for immediate and essential dental treatment. We’re a registered dentist with WINZ and offer a free WINZ quote consultation – we’ll give you a written quote to take to Work and Income.

Learn more about free WINZ quotes →

ACC for accidental dental injuries

If you’ve damaged a tooth in an accident, ACC may help with the cost of treatment. We assess the injury and lodge the claim for you. Read about ACC dental treatment →

Health insurance

We’re affiliated with Southern Cross Health Insurance. If you have dental cover, bring your membership details and check your policy for what’s included. Other insurers may reimburse you directly – keep your receipt.

Free dental care for teens in Hamilton

Basic dental care is free for eligible young people from Year 9 until their 18th birthday, including check-ups, cleans, fillings and necessary extractions. Find out more about kids’ and teen dentistry →

Refer a friend

Get $15 when you refer a friend or family member. Ask our team how the referral reward works.

Ways to keep costs down

  • Keep up regular check-ups – small problems are cheaper to fix early
  • Have a hygiene clean to help prevent gum disease and decay
  • Don’t ignore toothache – an early filling can avoid a root canal or extraction later
  • Ask for a written treatment plan so you can budget ahead

Payment at your appointment

Payment is due on the day of treatment unless you’ve arranged finance or an approved WINZ, ACC or insurance claim. We accept cash, EFTPOS and major credit cards.

Why Hamilton patients trust us with their budget

We’ve been a trusted part of the Hamilton community for over 10 years. We listen, explain and respect both your budget and your busy life. That means clear treatment plans, honest advice about what’s urgent and what can wait, and no pressure to choose treatment you don’t need.

If cost is worrying you, please talk to us. We’ll look at your options together – from staging treatment over several visits to finance or a WINZ quote – so you can get out of pain and look after your smile.

Visit our Beerescourt clinic

We’re at 1359 Victoria Street, Beerescourt, with free on-site parking at the back. We’re open weekdays and Saturdays. Book online in under a minute, or call 07 214 5987 and our friendly team will help.

Questions

Payment & Finance – frequently asked questions

Can I pay for dental treatment in instalments?

Yes. We offer Q Card (up to 18 months interest-free on eligible purchases) and Afterpay. Provider terms and lending criteria apply.

Does WINZ help with dental costs?

WINZ may help pay for immediate and essential dental treatment if you’re eligible. Book a free WINZ quote with us to get started.

Do you accept Southern Cross?

Yes, we’re affiliated with Southern Cross. Check your policy for your level of dental cover.

Is dental care free for under-18s?

Basic dental care is free for eligible young people from Year 9 until their 18th birthday. See our children’s dentistry page.

Will I know the cost before treatment?

Yes. We always explain your options and give you a cost estimate before starting any treatment.

How does the refer-a-friend reward work?

Refer a friend or family member to Hamilton Family Dental and receive a $15 reward. Ask our reception team for details.

Ready to book with a friendly Hamilton dentist?

Call 07 214 5987 or 07 949 8492 · Same-day emergency appointments where possible · Free parking · WINZ, ACC & Southern Cross welcome.